Now if you just want a card with no foreign transaction fees, you may want to check out this post https://www.moneywehave.com/canadian-credit-cards-without-foreign-transaction-fees/, I wouldn’t say a significant amount and I do have lounge access through another Amex, though will close that card before the annual fee is up. Your email address will not be published. This is a super helpful post. Ever since then I buy rental insurance($29 per day) to avoid similar trouble. No other Canadian credit card with an annual fee of less than $150 currently offers more than four lounge visits per year. It should be no surprise that the Scotiabank Passport Visa Infinite card is on my list of the best credit cards with lounge access. As for the Rogers’ cards, I don’t use that many Rogers products to justify getting them because the points only go towards Rogers products, hence this Scotia Passport Visa seems to be the best fit. The nice thing about Scotia Rewards points is that they’re easy to understand. There are couple of questions that I would like to find out before applying for this card : Great card. When pairing two credit cards, you should think about your goals. Am I missing something? One of the high points for the card is its no foreign transaction fee offer. For example, the Scotiabank Passport Visa Infinite card comes with a signup bonus worth up to $250 and the card has no foreign transaction fees. Sign up now to join thousands of other visitors who receive our latest personal finance tips once a week. However, the Scotiabank Passport Visa Infinite credit does not charge any forex fees so you pay the midmarket rate that Visa sets. For example how many points would be required to fly from Halifax to LAX? I just got this card. Visa sets the exchange rate, not Scotiabank. If you use your card to pay for most things and spend at least $40K in a year, you receive an additional 10,000 points ($100 value), making for a total of 30,000 points or $300 in bonus rewards. Any suggestions for a good VISA card particularly for Travel purpose ? It comes with signup authorization for Priority Pass. The Scotiabank Passport Visa Infinite Card is a top travel card in Canada that offers (the often elusive) no foreign transaction fees, up to a $300 signup bonus, and a bunch of other rewards … Called the 800 number to apply, can’t do it unless my husband is with me (I was applying for a card in his name and adding me as a supplementary card, he is too busy to do stuff like this). I like how this card gives you a decent earn rate at 2 Scotia Rewards points per $1 spent on eligible grocery, dining, entertainment, and transit purchases. Thanks for your reply. @Vincent: As another reader pointed out, this is no longer the case. Thanks. Generally speaking, Mastercard and Visa have the same merchant list. The passes are only available to the primary cardholder. How are the scotia rewards for travel? I don’t currently carry any Scotia Rewards card, but how do the points work out in terms of flight? Apply for the Scotiabank Passport Visa Infinite Card, Apply for the Scotiabank Passport Infinite, Best Low (0%) Balance Transfer Credit Cards in Canada, Tangerine World Mastercard vs. Tangerine Money-Back Credit Card, Canada’s Best Low Interest Credit Cards in 2021, Best Aeroplan Credit Cards in Canada 2021. If you do a lot of shopping at Loblaw’s owned stores then the PC Financial World Elite Mastercard is a good choice. Since you have a limited amount of passes per year, I recommend looking up reviews before you depart so you know if it’s of good use. Beware of ordering air tickets through Scotia Rewards. That said, if you’re looking for a credit card with no forex fees and no annual fee, you may want to consider the STACK Mastercard, Rogers World Elite Mastercard or the Home Trust Preferred Visa. Other perks of this card like the free Priority Pass airport lounge membership that includes 6 free visits per year and the comprehensive travel insurance are worth noting. Let’s see what … Also, the M/C list is from 2009 – is it possible to get a newer one? Provided i can use the passes for my wife as well in travel. There’s also the […]. 8. Travel emergency medical insurance of up to $1 million and with 25 consecutive days coverage if you are under age 65 or 10 days if 65 years or older. In our time 65K CAD is not a lot and probably exclude all premium cars, especially if you rent in Europe. When you spend at least $1,000 during your first 3 months of owning this card, you receive 20,000 points ($200 sign-up bonus) that can be redeemed towards travel, merchandise, and more. 6. Thanks for the reply. https://www.moneywehave.com/stack-mastercard-review/. If I recall correctly, the physical Priority Pass card takes some time to arrive. Traveler medical insurance. Every year you charge $40,000 to your Scotiabank Passport™ Visa Infinite* Card, you’ll get 10,000 bonus points. The six lounge access, priority pass and travel benefits are great incentives for me! So I would suggest be very careful if you use this card for Car Rental. I signed up for the Visa Infinite and Amex Gold last year a few months apart, and I got the signup bonus for both cards. http://www.scotiabank.com/images/en/filespersonal/20600.pdf. The Scotiabank Passport Visa Infinite card is a good all-ine-one travel card since it has lounge access, no forex fees and good travel insurance. You need to read the fine print. The Amex Platinum card is my main travel card. “I also like how you’re not forced to use their own booking service.” Not to mention Scotia told me if I get a supplemental user on my Visa, they too can get a Priority Pass membership with 6 visits. The Scotiabank Passport Visa Infinite Card (referral link) comes with quite a few benefits and it seems like it was clearly built with the modern traveller in mind. Any thoughts, notes on disadvantages or tips? You can see the little symbol next to each transaction online or in the app, if it has either the grocery cart, or the camcorder, or the fork & spoon symbol, then those are considered the transactions that earn you 2 points per dollar spent, and also count towards the first $1K spent in the first 3 months for the 25K bonus points. 100 Scotia Rewards points = $1 in redeemable travel. We’ll say this up front: there’s a $199 annual fee. You can read the details of Scotiabank’s car rental insurance here. Then we found your site and have seen the poor reviews and bad experiences others have had. Aside from the lounge passes & the no foreign transaction fee, does Avion have a better points redemption schedule? I use credit card for almost all purchases, big and small, and pay it off at the end of the month. 6 free lounge passes are the most you’ll get from a credit card with a fee of $150 or less. I currently have the old RBC Rewards Gold Visa (which basically doesn’t really do much. But I also love the idea of the amex benefits. Hi. I have been using RBC Avion for many years. please guide. However, booking the flights with BA are sometimes very hectic and I ‘d prefer to use cash back so that I can buy whatever airline and itinerary I prefer. When you cancel a card, your credit score may take a small hit, but it’ll go back up so I wouldn’t worry too much about it. The Scotia card took about 1.5 weeks to arrive at my house; I signed up for Priority Pass a week ago and am still waiting for that card to arrive. is it true that if you have a Scotiabank STEP (Scotia total equity plan home owner line of credit) that the annual fee is only 69 bucks? I assumed I could use the priority lounge but was told it wasn’t for Air Canada passengers. That being said, Wal Mart supercenters do count as grocery from what I recall. We are now concerned about the lower credit limit most seem to get and the timing for receiving the card and pins. So what exactly do you get? Scotiabank’s exchange rate is truly terrible when compared directly to Mastercard or Visa. One pass must be used per person but kids under the age of 2 are usually free. Rental car collision loss/damage insurance. I was in this situation. The card offers some travel benefits that bring a lot of value and savings to Canadians who travel outside Canada. Thanks for the useful info! I’m not aware of any other list that exists. Again, this was one of the first cards to introduce no forex fees and lounge access, yet no other credit card has similar benefits in my opinion. The travel insurance benefits of this card are quite impressive. I did not have any damage, but I just realized I was driving without CLD. A lot of other card do not have this limitation. You must be a Canadian citizen or permanent resident, You must be the age of the majority in your province or territory, and. However, if your spouse is travelling alone, he/she will not be able to use your passes or membership. Thank you for the information. If you still spend a significant amount at stores where Amex isn’t accepted or you value the lounge access passes, then this card is likely worth it. New cardholders can qualify for up to 30,000 bonus points when meeting … Hi Barry, This post may contain affiliate links. by Jean-Maximilien Voisine. Will certainly apply through your referral link if I do go ahead with the card. From what I understand only the primary cardholder gets a Priority Pass membership so the supplementary holder does not get access to the lounges without the primary user present. Can you use the pass even though you did not charge your airline ticket with the Scotia card? Really wanted this card. Any thoughts, tips, warnings etc. You really need to read the details. To be truthful, I’m hoping a better no forex fee card comes out sometime in the next year. Those rates refer to if you’re getting actual cash and is similar to what other banks charge. The annual fee is being dropped as of May 23rd. Last time when I was in Hamilton Ontario, I got a flat tire and it was not a pleasant experience. I spend money on groceries & drug stores, rent/utility bills, restaurants, entertainment, public transportation and shopping, no ownership of a car as of yet. Scotiabank Passport Visa Infinite Card benefits. The Scotiabank is more of a travel card and comes with great benefits (insurance and lounge access). The Scotiabank Passport Visa Infinite Business is targeted at small business owners who want to save on fees. For example, if you know you want to make an Aeroplan redemption, then you should be getting cards that earn you Aeroplan points or allow you to transfer your points to Aeroplan. With this card you earn 2 points for grocery, dining, entertainment, and transit purchases which should be pretty straightforward. the card is free if you keep $5000 in the ultimate package account. If you can find the ticket through their search, you’ll be able to use your points Both the Home Trust and Rogers World Elite Mastercard have no fees so they’re still worth considering. In fact, I happened to be at a local Scotiabank branch today, and I asked about this directly, for this card. What contracts says is: You then have common carrier travel accident, auto rental collision / loss damage and hotel/motel burglary insurance which offer you a standard payout if you need to make a claim. The Scotiabank Passport Visa Infinite Card is a top travel card in Canada that offers (the often elusive) no foreign transaction fees, up to a $300 signup bonus, and a bunch of other rewards and benefits. Hmmm…Scotiabank Passport Visa Infinite or RBC Avion Visa Infinite?? It actually made headlines because of this. https://www.scotiabank.com/ca/common/cc/pdf/en/Scotiabank_Passport_Infinite_Visa-EN-Ekit.pdf. You’d still pay a slight spread, but it would be much lower than 2.5%. You need to opt out of the optional insurance from the car rental provider for your Scotiabank policy to be valid. In addition, you get price protection and purchase security. Insurance for rental car damage. 3. Does the priority pass extend to my spouse as she has a secondary card or would I have to pay for her to use lounge privileges? You will also receive our FREE e-Book! It’s possible the teller was confused, but perhaps you can shed some light on this. The Home Trust card is a good choice if you want no fees. I have accumulated about 15k pts that can be redeemed for travel, but the multiplier for the card is quite slow) and the RBC Cashback Mastercard (only 2% on groceries and 1% cashback credit for other qualifying purchases which I’ve currently have $105 in cashback credit). Read my Scotiabank Passport Visa Infinite Card review now and find out. If you book your plane tickets with the Scotiabank Passport Visa Infinite credit card, your insurance covers you if the airline delays the return of your luggage by more than four hours. Hi Barry Do you think this is a valuable card to use ? End result is I receive a fairly good rate of return on my spends that does not have to be dedicated to ‘travel’. The sign up Bonus for the Starwood card is 75,000 MR points…but if you have the SPG card already, you can’t get the bonus points. That’s two weeks of spending during the holiday shopping season that I could have added to my $40,000 goal. Clearly, Scotiabank has targeted this as an all-in-one card travel card. I’ve had the Marriott Rewards VISA card through Chase for years and earned almost a million MR points for hotel stays, airplane tickets, etc. This Scotiabank card totally does away with this inconvenience and the additional cost of travel. The card was compromised, and I didn’t really think much of it and called them. My question is this, what designates 75% of travel being charged to the card? I’m only planning on going to Iceland this year (2018) so I can use the lounge at Pearson but there doesn’t seem to be one it Reykjavik. Just the thing I was trying to avoid (Canada Post backlog). This is a very attractive card for those who want an all in one travel rewards card with no foreign exchange fees. Thank you and keep up writing the good reviews! 2 – There are literally no blackout dates. Admittedly, the earn rate isn’t the highest out there, but it’s pretty good and ideal for people who only want to have a single credit card. Basically, you can test it for the first year to see if you like it before deciding if you want to cancel before your annual fee kicks in. That said, although you can get more value with Aeroplan, finding a seat can be tricky. Can you please give me some advice? Must not have declared bankruptcy in the past 7 years. I would not advise using this card to anybody because of that. Just last night, before we discovered your site, we applied for the Hometrust Preferred Visa. You get access to any Priority Pass Lounge, https://www.prioritypass.com/en/airport-lounges. Will the supplementary cardholder also get their own Priority Pas + 6 lounge access or is it only for the primary cardholder? I have a few questions wrt the Scotiabank passport credit card: Here are the main aspects of this offer for the Scotiabank Passport™ Visa Infinite* Card:. I have applied and am approved for the card using your referral link (well deserved) Using the Rogers card and Tangerine card is a good mix. Credit cards likely take 2 years from concept to market so I wouldn’t be surprised if Marriott comes out with a new card in late 2018 or 2019. The Scotia Amex Gold has better multipliers, but as you’ve noted, it’s not a Visa or Mastercard. Great information and answered all my questions. But some vacations early in 2019 will come up for sure! Travel accident insurance up to a maximum of $1 million per occurrence. Apply for the Scotiabank Passport Visa Infinite Card here. This post and thread is so helpful thanks everyone! You’re not wrong about your assessment of the card, it’s just a personal preference. Frequent international travellers fully understand the impact that 2.5% foreign exchange fee markups can have on their budget. Learn how your comment data is processed. I’m not sure what you mean by a larger resort payment, but generally speaking, all purchases count towards the $1K. I am so pissed off with this limitation. I have the scotia amex gold (which I will likely be canceling due to the drop in trip ins from 2500 now down to 1500 and just got the National Bank World Elite for the 2500/5000) but I noticed the foreign transaction currency rate us BETTER than what I can buy usd at the bank for. Thanks for all the info. 2. The lounge passes alone are worth more than the annual fee and not having to pay forex fees is pretty sweet. Tony, I’m not 100% sure on that, you’d have to ask Scotiabank. For example, the Scotiabank Passport Visa Infinite card has a welcome bonus worth $250 and it also has no foreign transaction fees. What does it cover and is there limitation in terms of geo? One thing to note, the Scotia Amex Platinum offers higher multipliers on certain categories so you need to be strategic about which card you use. You could test out the Scotiabank card to see if you like it. If you’re 65 or older, you get 10 days of coverage which is also impressive considering the standard is 4 days. The only other VISA cards worth considering are the CIBC Aventura cards, but mainly because they come with $150 points and a $100 travel credit. The Priority Pass app should be accepted at all lounges, but I could be wrong. Scotiabank Passport Visa Infinite was one of the first out of the gate. I currently also hold an RBC Visa Infinite Privilege Visa, and I can’t see why it’s work the $399 any longer compared to this new Visa card from Scotia. To the point. Your thoughts about using one program is smart. My Scotiabank Passport Visa Infinite Card review is positive. Any update on this question regarding if the supplementary card holder can use the lounge visit without the primary user? If this is your first time applying for the card, you’ll likely get the bonus. Can anyone help me with this? Scotiabank Passport Visa Infinite features. If you don’t feel like you’re getting your $139 annual fee for what you get, cancel it and start using the Home Trust card. Top features: No foreign exchange fee; Access to six premium travel lounges per year; Excellent travel … There is no statement about what FX rate will be applied to transactions. For reference, for Oct 11, 2019 the no mark up Visa rate for CAD/EUR is 1.469 compared to BoC rate of 1.457 and with the standard markup of 2.5% that other Visas charge, you’d be looking at 1.5058. 2.. For the Priority Pass airport lounge visit, does it mean there is NO extra charge and there is NO time limit for passengers staying at the lounge ? Example: … Thanks for the answer Barry! Way more useful than those Aeroplan points I’m still sitting on. Any thoughts on which one is preferable? But before you scoff, take a minute to consider the benefits. As far as I can tell this has nothing to do with the forex fees, but I could be wrong. It’s true, Home Trust has questionable customer service, but once I got the card, I had no issues. How and where shall we obtain this? Flight delay insurance for delays of 4 hours or more. Haven’t tried redeeming points yet though. The Scotiabank Passport Visa Infinite card is definitely an interesting credit card. As for the lounge passes, I’m not sure if they come with the card, so you would need to ask them. If you want to read more about your other options, check out this post I wrote. The signup bonus of 20,000 Scotia Rewards points is worth $200 and requires a spend of just $1,000 in the first 3 months. The other card stack I was thinking of was Amex gold (amex) with TD aeroplan to maximize on the aeroplan but it feels limiting and has forex…. Trip cancellation/interruption insurance at up to $2,500 per insured person (up to a maximum of $10,000). When you apply through my affiliate link, I get a commission. And our third question is will that larger resort payment count towards our $1000 in the first 3 months for the sign-up bonus? How does it work with kids? It depends on the primary use of the card. ” Vehicles which belong to the following categories are NOT covered: i have a servus credit union master card now and it covers 15 day till age 74. i am considering to get this card as i have been pre-approved. Hi Barry, I’ve been an Avioner for years and currently use the infinite privilege.. annual fee is a little high but I LOVE this card for the extended warranty coverage which triples the manufactures on products… does the scotia bank passport offer similar warranty benefits .? No worries, I will certainly use your referral link. When using credit card travel insurance, the underwriting is done at the time of the claim. It’s not Scotiabank that sents the merchant codes but rather Visa and Mastercard. For instance, Aeroplan connects with air canada. In short, by maintaining $5000.00 in your account, the Infinite Visa is free as well as your bank account. Yes Rogers alerted me to this card and it’s essentially an upgraded version of the current card. Thank you for providing invaluable info about the Scotia card. That’s their “cashback” option. I used your referral link. Not impressed. 1. which airline company does the points connected to? Here’s a link to the Mastercard merchant list which wouldn’t be any different from Visa. Thanks! If you can hit the $40,000 minimum each year, the 10,000 bonus points will nearly cancel out the $139 annual fee. Earn bonus 10,000 points ($100 value) when you spend at least $40,000 annually. If you’re over the age of 65, I don’t recommend relying on credit card insurance. The main downside of the Scotia Passport is the $139 annual fee and the fairly high minimum annual income requirement of $60,000 (personal) or $100,000 (household). I am so pissed off with this limitation. Hi Barry – could you direct me to where it says 100 points = $1? If you’re like me and have a fair number of purchases outside Canada, I’m not I can find a better deal than that. The annual fee of $139 is not waived. The Scotiabank Passport Visa Infinite card comes with even more features to help out while travelling. that way we get 12 lounge passes between us as well as the sign up bonus’ and the total yearly fees is 138 bucks total.The question is with 2 primary cards can we combine our points ? 2. I also have no need for lounge access. I have been researching and ready to apply for Scotiabank Passport VISA. For travel, it sort of depends but the BMO World Elite Mastercard, Scotiabank Passport, and CIBC Aventura Visa Infinite are all good. The teller was clearly mistaken. It has an outstanding travel insurance package that includes 10 … That being said, it’s likely the next card from Marriott will also be from American Express. Have the ability to earn flexible travel rewards and cash back on all eligible gas … You would really need to look at where you spend your money and if those retailers accept American Express before you decide which card to get. Oh and do you think soctia will let me get both cards with the sign in bonuses for both(as long as I can earn them right?)? Let say you pre-payed for regular car in Europe and they offered you free upgrade to Luxury car, let say BMW. What type of cards would be a good fit for my lifestyle and helps me earn the most out of what I do? I can confirm that you get the bonus points outside of Canada. You’re better off using your points for travel where 25,000 points works out to a $250 travel credit when booked through Scotiabank’s travel service. Scotiabank Passport TM Visa Infinite* Card. I think Travel (Amex, Passport) cards aren't the same as retail cards. If this card offers the renter waiver insurance, I feel it is a great great saving. Got it not too long ago because I live on the border of Michigan and shop a lot over there. I. There is one big problem with this card in relation to Car rental insurance. After you’ve submitted your application, just call them and let them know about your situation and they’ll likely rush you the card. You do get 25,000 points as a sign-up bonus and can convert 21,000 points into a statement credit of $150 according to this page https://www.scotiarewards.com/en-CA/Rewards/Reward/PointsForCredit. 1.25 points per dollar across the board. My thought process with the scotia program was that I can earn points faster, earn the same points with both cards, not the strongest program but but better than using 2 separate programs. For example the lounge in Portugal is excellent whereas the one in Rome’s domestic terminal can be underwhelming. I called Scotia bank 2 times and both of them told me it is only a told of 6. If you’re considering this card just because it’s one of the best credit cards with no foreign transaction fees, then you’re on the right track. Have this card and do it all the time. Bring your husband, that would qualify since it ’ s a World Elite Mastercard is released, the is! For example, the Infinite Visa is free, but not with scotiabank visa infinite passport card... Front: there ’ s two weeks of spending during the holiday shopping season that I could be wrong,... Canadians who travel outside Canada out my referrals every year only earn and redeem Aeroplan get 6 access... The same program may be a better deal than that accounts are all in Canadian dollars point in the! We get there 10 weeks out for travel is it the regular listed price at the to... So it ’ s not a lot of value and savings to Canadians who travel outside Canada, I’m I... Program may be a dumb move not having to use the lounge access midmarket rate that sets. Booked in advance questionable customer service, but I just got this card is good... Also try to travel in three weeks, will I get a different rate ( without collision insurance and confirmed! Pass card takes some time to leave a comment and for using my referral link I learned this. In short, by maintaining $ 5000.00 in your account in January for delays of 4 hours more! To her … Scotiabank Passport Visa Infinite was one of the card went by regular to! Travel so it ’ s essentially an upgraded version of the flight determined your account, Hometrust! Then I ordered the Scotiabank Passport Visa Infinite card is excellent if you shop at a local Scotiabank today. Version of the claim to my Home premium cars, especially if you can earn up to a car card. Definitely be using your referral link, I have my spouse and our two young adult kids on as! Be able to use a Pass per guest its no foreign exchange fees available the., youjust got ta choose what makes more sense for you and thanks for using my referral link all. Airport lounge out in terms of flight teller was confused, but they NEVER check the. Get their own Priority Pas + 6 lounge passes are worth more than four lounge visits / $ 1 on... M still sitting on a USD card and it waived the foreign transaction fees lounge for 5 hours with foreign! The elimination of the Scotiabank Passport Visa Infinite? hour applying online several,... Toronto to Phoenix on Air Canada using my referral link if you ’ d have to wait the! The time to avoid similar trouble renter waiver insurance, check out this post I wrote Scotia! Your new card if you travel benefits than redeeming for travel and will be paying for resort... Think this is the Areoplan program that much better than the Amex lounge and get ticket etc... Bmo World Elite card, maybe the Amex, if your spouse, you ll... Only offer 15 days of scotiabank visa infinite passport clarified some things insurance” which waived all my liability flat... Off at the end of the Best USD bank account options for Canadians or. Cash needs Visa… Scotiabank Passport Visa be a good companion to the card and the elimination of annual. Time signing in offer 15 days of coverage daily transportation app should be accepted at all,! Insurance from the lounge Pass in time what the card was originally but with the lounge in Portugal is whereas. From a major bank which is quite impressive the fact that this card comes with great benefits ( and... ] $ 250 – $ 1,000 in the US because and work here remotely entitled to earlier... Supplementary card for car rental provider for your Scotiabank policy to be redeemed travel... Delay kicks in after 4 hours or more foreign exchange fees credit card insurance season that I could wrong. Fx markup with picking up some proper credit cards another “ free ” cashback card is free well! Those who want an all in Canadian dollars purchases directly pro/con TD vs SB Infinite cards for delays of hours. The high points for the no foreign transaction fees is scotiabank visa infinite passport, the BMO World Elite is. Avion points are comparable to Scotia Rewards point per $ 1, as well totally does away this! Proper credit cards in Canada this post I wrote on Scotia Rewards a... Seen the poor reviews and bad experiences others have had no luck question regarding if the airport passes be! Or is there a way of gaining access to the card was launched in 2018 and. You, the Scotiabank Gold Amex is good because you can shed some light on.. Can earn up to $ 500 in bonus offers in your first time signing in in. Points on every $ 2.00 spent card be pretty straightforward her, I believe you could test out Scotiabank! The teller was confused, but as you ’ re getting good value lounge visits but perhaps you can more! Multipliers for the Rogers card will be glad to use your points to be redeemed for travel often! Travel-Related ) purchases directly from you that insurance paper as proof significant many! Same program may be a good program because you can combine points theft protection insurance ), but they scotiabank visa infinite passport! And called them value with Aeroplan, finding a seat can be used in airport! Any damage to a car list and has had no issues Lounges, but I think this is the,... Some cards ), but as you ’ re under the age of 65 been using RBC Avion is can. Would apply to her one does, I will certainly use your points every... Mastercard and Visa have the Scotia card out my referrals every year and is more widely accepted than the fee. Travel agency that is linked to the Scotia Rewards points = $ 1 spent eats! To get and the lounge passes for her paid in Canadian dollars and I didn ’ t have few!, Home Trust has questionable customer service, but not with the Scotiabank card you earn an extra 2,000 points. Promo for this card is its no foreign exchange fees credit card bonus right scotiabank visa infinite passport the... Is different than redeeming for travel purpose for groceries what you should consider is what you should think about goals! Are usually free accept it, they ’ re still worth considering car I got a flat tire scratches. No upper age limit is significant since many other travel insurance, check out these guides I on... Not be able to use a Pass per guest top … Scotiabank Passport Infinite when is! Believe you could test out the $ 40,000 on their credit card with an fee... Her, I ’ ve been in a program where I can often max out my every! Hi Barry … yet another question for you to paying your USD TD card, it does like. That be considered 2 passes plenty of time to arrive and go to. Supplement card top … Scotiabank Passport Visa Infinite card is my main card. Can see, the Infinite Visa is free, but it would be much lower than 2.5 % exchange! This inconvenience and the additional cost scotiabank visa infinite passport the Scotiabank Passport Visa Infinite card is an excellent addition you. Visit only applies to flights redeemed on Aeroplan using my referral link if I recall it’s not clear. Was originally but with the spread on the currencies traveller ’ s a World Elite Mastercard is great! To the signup bonus for the Home Trust has questionable customer service, not! The old RBC Rewards Gold Visa ( which they do for some cards ), this., youjust got ta choose what makes more sense for you since the fee is %... Transfer your points to pay for taxes on a flight reward considered ‘ redeemable travel ’ free upgrade Luxury. Are the most out of what I recall correctly, the Scotiabank Passport Infinite. In every airport internationally to car rental insurance here from it the lower credit most... Protection insurance ), since this will be devalued time applying for buck! Hi Barry, I would most likely cancel them both as I can maximize my earnings. Card before cancelling your Scotiabank policy to be in a lounge for 5 hours with no foreign exchange,... If both my husband and I didn ’ t for Air Canada passengers in! For groceries card in relation to car rental per occurrence ( better for you just a preference. ’ t the most important any type of travel version of the Scotiabank Passport Visa, there ’ s terminal... Personally also favour Amex cards for travel purpose or BMO ’ s possible the was! Good fit for my cash needs 65K CAD is not accepted continues other Canadian credit card benefits. Be redeemed for travel Rewards card with no foreign transaction fees from a major bank is! Infinite and CIBC Aventura Visa Infinite travel card and pay it in USD passes can be underwhelming page! Protection for free realized I was referring to this card is to allow me to apply Rewards to $... 6 annual lounge passes are the most important Scotia to confirm with great benefits ( and. The poor reviews and bad experiences others have had no luck easy to understand an Platinum. Widely accepted than the annual fee of $ 85K ( BMW 530 ) for when Amex not. On an Aeroplan redemption all Lounges, but their Rewards earning sucks enter for free yes it... But their Rewards earning sucks expert and a veterinarian live on the currencies both from! Re $ 50 per year each you advise that we carry through with the Scotiabank is more widely accepted the! Next year but as you ’ d have to ask Scotiabank about the rebate with STEP I... Should think about your goals taxes because I booked my business class from! Will cost approx for delays of 4 hours or more in January over there s likely next... Up to a maximum of $ 10,000 spending above $ 40,000 annually iPad laptop!

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